Recommended lenders
All of our customers are encouraged to choose the mortgage lenders who are most suitable for their wants, needs, and specific situation. With that said, we would love the opportunity to earn your loan business as well. Michael Kim is a licensed Mortgage Loan Originator with C2 Financial Corporation, rated by the Scotsman Guide as a Top Lender for 4 years running.
MLO NMLS #: 2015867
Company NMLS #: 135622
CA DRE #: 01820612
Types of Home Financing
- Conventional financing
- High Balance
- Jumbo
- Super Jumbo
- Jumbo Stated Income for s/e
- Low Down Payment with No MI
- VA
- FHA
- Down Payment Assistance
- USDA
- HomeStyle Rennovation
- 203K
- Cross Collateral
- Asset Depletion
- Reverse Mortgage, Purchase and Refinance
- Low fico score
- Retired
- Self Employed
- Stated income/Alternative Financing
- Unlimited Financed Properties
- Harp Unlimited Loan to Value
- Foreign Nationals
- Hobby Farms
- Conventional financing
- High Balance
- Jumbo
- Super Jumbo
- Jumbo Stated Income for s/e
- Low Down Payment with No MI
- VA
- FHA
- Down Payment Assistance
- USDA
- HomeStyle Rennovation
- 203K
- Cross Collateral
- Asset Depletion
- Reverse Mortgage, Purchase and Refinance
- Low fico score
- Retired
- Self Employed
- Stated income/Alternative Financing
- Unlimited Financed Properties
- Harp Unlimited Loan to Value
- Foreign Nationals
- Hobby Farms
My personal philosophy
Our titles vary. We are mortgage consultants, loan originators, loan officers, and mortgage brokers. What does not vary is that every day, borrowers like you entrust us with one of the most important financial decisions of your life, that if not executed properly can have long-lasting repercussions as was witnessed in 2008 during the mortgage meltdown.
We know that despite our best efforts and the government's best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document . Our borrowers trust us as their mortgage adviser and that what they are signing is in their best interest. We do not take that responsibility lightly.
We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long term relationship.
If you have any trouble deciding which mortgage lender is the one you’d like to work with, here’s our short guide to help you out: Finding a lender
